After graduating from Texas A&M University with a B.S. in Economics in 1991, I entered the mortgage profession. During my 30+ year career, I've assisted thousands of families nationwide in achieving their dream of home ownership. Real Estate is a great vehicle to achieve your financial goals. Whether you are buying your first home, a vacation property, or even a rental/investment property, I stand ready to assist you with meeting your financial objectives. I own several rental properties and can provide an in-depth analysis of cash-flowing your property when leveraging your home with a mortgage loan. I enjoy exercising, playing tennis, and following my beloved Texas Aggie sports teams when not working. My wife, Kathryn, and I have three adult kids, Benjamin and twins Caroline & Victoria. As Real Estate is not a 9-5, Monday-Friday job, don't hesitate to contact me anytime for a complimentary mortgage consultation. Guaranty Bank & Trust is a full-service, FDIC-insured bank, and we originate, process, and underwrite our loans directly, enabling a seamless and efficient mortgage experience.